Responsibility Starts With Your Home

So the House of Representatives bailed out the flood insurance program. That's contractually obligated and honoring a commitment, perhaps.  But it's unreasonable to build a home on a spit of sand lying a few feet above sea level without expecting to bear, over time, the full cost of its eventual and inevitable destruction.  And it's irresponsible for the Congress and the President to throw money at the "victims" (disproportionately high income earners seeking to restore vacation homes) of Sandy without reforming the flood insurance program to put it back on a self-sustaining basis, or heck, even making some profit off those high-income vacationers.  We have to stop digging the fiscal hole; deepening the hole steepens the cliff that everyone seems to complain about..